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Members of Discovery COVID-19 Business Support can register to complete their COVID-19 Risk Assessment.
Discovery Group Risk offers risk cover to protect your employees and their families against financial difficulty in the event of death, disability and severe illness. Our aim has always been to inspire employees to lead healthier lives and unlock financial value from our dynamic protection benefits which are enhanced through Vitality. Our shared-value approach continues to provide superior outcomes for our clients by offering unique product features and competitive pricing.
We offer cover to protect your employees and their families against financial difficulty in the event of death, disability and severe illness. This cover is also designed to inspire employees to lead healthier lives and unlock financial value from our dynamic protection benefits supported by Vitality.
Our shared-value approach continues to provide superior outcomes for our clients by offering unique product features and competitive pricing. We have an ingrained philosophy of sustainable premiums in the long term due to sound long-term risk management techniques.
Our Group Risk Payback benefit rewards employees with up to 15% of their premiums back every year for managing their health and wellness while covering those they care about. When reinvested into the Discovery Retirement Funds, these paybacks are doubled.
Our Global Education Protector provides local and international cover for the education of a member's children in the event of the member's death. The cover is automatically included for all employees whose life cover is at least two times their yearly salary. The cover can also be extended to private schooling, depending on the employee's Vitality status, and even to selected overseas universities.
Our Severe Illness Benefit provides cover to an insured member who is diagnosed with one of the severe illnesses as defined by Discovery Group Risk. This provides the necessary financial assistance to ensure that the insured member's lifestyle can be maintained or supported. We automatically include severe illness cover for children on the employee's Severe Illness Benefit cover.
The Income Continuation Benefit provides an income to employees who are unable to work due to an illness. We also provide the option for the employer to cover a portion of their employees' performance bonus payments earned by the employee before they become injured or ill. It also covers mortgage payments, severe illness cover for spouses and children, Vitality Healthy Living cash back and an Uber benefit to assist with transport.
Our Return to Health programme is a vocational rehabilitation programme aimed at getting employees back to work after they suffered an injury, illness, or disability. It is tailored to suit individual needs and designed to help them reach a level of performance so that they can return to work. Employees in the program will earn a starting bonus when they start the programme. If they successfully improve their health, they will get an additional bonus in recognition of their effort and engagement in the programme.
Selected Group Risk benefits are underpinned by Vitality and Corporate Wellness, which allows employees to receive additional rewards and wellness benefits. This includes our payback benefit, which rewards employees for improved health when they integrate their Group Risk cover with other Discovery products, by paying up to 15% of their premiums back to them. If you integrate Group Risk cover with Discovery Retirement Funds* your employees can get double this payback if they invest it in their retirement savings.
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